Categorized: Blog

The Potential Problems of Proposed Payday Lending Restrictions

For decades, Las Vegas has been considered a great place to go for fun and excitement. There are lots of neon signs and shows that are produced to dazzle audiences. All the signs you see, however, are not for casinos or shows. There are also plenty of pawn shops and payday lenders that do business […]

How to save money and still go on a nice vacation

When you think about the things that celebrities and other wealthy people get to do that the rest of us don’t, extensive traveling and taking long vacations often comes in as one of those perks. Though we all like to take vacations or extended trips from time to time, doing so is often so expensive […]

The CFPB is a top concern with Elections Right around the Corner

Any time we get close to a big election, financial issues are always a top priority for candidates and voters. A banking regulation issue that both Republicans and Democrats have a lot of concern about is that of the Consumer Financial Protection Bureau (CFPB.) As might be expected, neither side sees eye-to-eye on this topic. […]

Here’s why so many people have Car Payments they cannot afford

For a lot of people, owning a car is anything but cheap. The average auto loan payment comes in at about $500 per month. And auto loan delinquency is higher now than it has ever been before. These facts have some industry analysts worried that there are some serious long term financial issues that may […]

Is a Bad Credit Score Impacting Your Insurance Costs?

Insurance is a necessary evil. You may pay into it your entire life, and only use it a time or two. That’s a real tough pill to swallow, but it is what it is. If you are going to own a car or home, you will have to fork over some of your hard earned […]

CFPB May Have Finally Come Face to Face with a Major Threat to its Authority

It appears that federal judges may be open to the concept of the Consumer Financial Protection Bureau being unconstitutional as things stand right now. And this may mean that these judges are likely to make a decision that will set the bureau back a bit. The CFPB – Senator Elizabeth Warren’s consumer watchdog group – […]

Is the CFPB Double-Dipping in Attempts to put Pressure on Lending Companies?

News broke recently about a draft letter sent from a couple of Democrat senators. This letter was sent to the Consumer Financial Protection Bureau (CFPB) and the language of the letter strongly urges the bureau to keep on bringing attention to what the letter calls “discriminatory and unfair lending practices” taking place in the auto […]